City of Peoria Home Foreclosure Information
Frequently Asked Questions
Resources for finding a real estate agent and selling your home
If you need to sell your home, you'll have to answer many questions. You'll need to find how much your house is actually worth, and you'll have to find a real estate agent you are comfortable with. The following resources may help:
- National Association of Realtors
- National Association of Real Estate Brokers
- International Real Estate Digest
- National Association of Hispanic Real Estate Professionals
Where can I go to find help?
In addition to contacting your mortgage servicer, you can call the HOPE NOW Homeowner's Hotline at 888-995-HOPE (4673) or visit www.hopenow.com where they have independent nonprofits that provide HUD-approved counselors. You can call a housing counselor approved by the U.S. Department of Housing and Urban Development (HUD) or a local resource in your area. These counselors are experienced in communicating with mortgage servicers and are able to determine where you are in the process and what "work out" options are available to you.
What should I do if I receive letters saying my home is going to be foreclosed upon?
Do not ignore letters or phone calls from your mortgage servicer! If you are having difficulty in making your payments, take action immediately by calling or writing to your mortgage servicer's Loss Mitigation Department to explain your situation. Use the phone numbers found here, and be honest with the mortgage servicer about your situation so it can help you choose the best option. Click here to learn what information you will need for the conversation so that the mortgage servicer is best able to assist you when you call.
Where can I file a complaint if I believe I have been a victim of predatory lending?
Complaints regarding predatory lending can be filed with the Arizona Attorney General's office by calling 602 542-5763, or go to their Web site at www.azag.gov/consumer/.